A card for every agent.
Agents now refund, book, buy and cancel on their own. The owner decides once what each one may do. KIFF checks every action against it before it runs.
the ownerIssues a Card.Which actions, how much each, how many a day, and what happens outside it.
then
KIFFChecks every call.Inside the Card it goes through. Outside, it waits for the owner or is refused.
The agent keeps doing the work. The owner keeps the authority.